OUR ETHICS & STANDARDS

AT TYT GROUP- "QUALITY IS NOT AN ACT, IT IS AN HABIT"

WE ARE COMMITTED TO PROVIDE THE QUALITY SERVICE ON TAX PLANNING AND ENSURES THAT OUR USERS GET THE MAXIMUM BENEFIT OUT OF THEIR SAVINGS.

NO MATTER WHAT YOUR SAVINGS ARE, A PROPER TAX PLANNING AND PORTFOLIO CAN GIVE YOU HEALTHY RETURNS AS WELL AS SAVE YOUR TAX IMPLICATIONS.

FOR TAX PLANNING AND A SUITABLE PORTFOLIO
WRITE US AT
tytgroup@live.com


Friday, June 17, 2011

WHERE SHOULD WE INVEST OUR SAVINGS?


FOLLOWING ARE THE AREAS OF INVESTMENTS WHERE ONE CAN INVEST HIS SAVING ACCORDING TO HIS PORTFOLIO.

  1. GOLD
  2. SILVER
  3. COMMODITIES
  4. REAL ESTATE
  5. SECURITIES i.e. SHARES, DEBENTURES etc
  6. TIME DEPOSITS
  7. INSURANCE
  8. PUBLLC PROVIDENT FUND
  9. NSE
10. MUTUAL FUNDS


THESE ARE JUST THE FEW AREAS OF INVESTMENTS WHICH ARE LISTED ABOVE BUT THERE ARE MANY MORE AREAS WHERE ONE CAN INVEST HIS MONEY.

WHERE SHOULD WE INVEST OUR SAVINGS?

THE ANSWER DESCRIBES THE SIGNIFICANCE OF PORTFOLIO. THE ONE SHOULD ALWAYS ADVICE THAT HE SHOULD NOT INVEST HIS ENTIRE SAVINGS IN PARTICULAR ONE AREA, RATHER HE SHOULD DIVERSIFY HIS SAVINGS IN SUCH A MANNER THAT HIS SAVINGS GET MAXIMUM BENEFITS IN THE FORM OF HEALTHY RETURNS. EVEN IF HE SUFFERS LOSS FROM ONE AREA, THAT LOSS WILL GET COMPENSATED BY THE OTHER AREAS.

FOR EXAMPLE, IF A PERSON INVESTED HIS SAVINGS IN FIXED INTEREST SECURITIES AND IN SHARES ALSO, HE SUFFERED LOSS FROM THE SALE OF SHARES DURING THE YEAR, THAT LOSS WILL GET COVERED BY THE INTEREST WHICH HE WILL EARN FROM THE FIXED INTEREST SECURITIES. IF HE INVESTED HIS ENTIRE SAVING IN SHARES ONLY, HE WILL SUFFER LOSS,

ONE ALWAYS ADVICED THAT HE SHOULD DIVERSIFY HIS SAVINGS IN SUCH MANNER THAT HE CAN ENSURE ATLEAST MINIMUM RETURN.
THE PORTFOLIO DEPEND UPON THE NATURE OF INVESTOR, WHETHER THE INVESTOR EXPECT HIGHER RETURN AND THEN HE SHOULD INCREASE HIS LEVEL OF RISK AS THE LEVEL OF RISK GOES ON INCREASING IN PORTFOLIO THE RETURN WILL GET INCREASED SIMULTENEOUSLY AND IF THE INVESTOR NOT WANT TO TAKE RISK THEN HIS PORFOLIO WILL CONSIST OF INVESTMENT IN FIXED INTEREST SECURITIES.

THE PERSON WHO’S PORTFOLIO CONSISTS OF FIXED INTEREST SECURITIES, HIS RETURN WILL BE LESS THAN THE INVESTOR WHOSE PORTFOLIO CONSIST OF INVESTMENT WHOSE RETURNS ARE HIGHER.
THAT PERSON IS READY TO TAKE RISK AS HE IS SEEKING FOR MORE RETURNS, HIS PORTFOLIO CONSISTS OF INVESTMENT IN SHARES, MUTUAL FUNDS ETC.

FROM ABOVE, IT CLEARLY STATES THE IMPORTANCE OFPORTFOLIO IN INVESTMENT. THE INVESTOR SHOULD OPT FOR DIVERSIFIED INVESTMENT WHICH WILL DIVERSIFY THE RISK OF LOSS AND ALSO WILL INCREASE WILL RETURN

FOR MORE, WRITE US FREELY!!!
tytgroup@live.com



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